Bank Profit Calculator Pakistan
Estimate term deposit (TDR) profit in Pakistan — enter the deposit, annual profit rate, tenure, payment frequency and tax status. Every rate field on this page is editable.
Free to use — no signup required, and the calculation runs in your browser.
Withholding tax rates (editable)
| Result | Amount (Rs) |
|---|---|
| Enter your values — the result will appear here. | |
How to use
- Enter the deposit amount, the annual profit rate your bank offers, and the tenure in months.
- Choose the profit payment frequency and your tax status (filer or non-filer).
- The maturity amount, total profit, withholding tax, net profit and effective monthly income update instantly.
- If your bank or the tax rules change a rate, edit it in the fields above and the result recalculates.
Related: Gold Loan Calculator
Frequently Asked Questions (FAQ)
What does the bank profit calculator do?
Enter your deposit amount, annual profit rate, tenure and profit payment frequency to estimate total profit, withholding tax and net maturity amount.
What is the withholding tax on bank profit in Pakistan?
The default rates in this tool are 15% for active taxpayers and 30% for non-active taxpayers. Both rates are editable because tax rates can change.
How is the profit calculated?
The tool uses simple profit: deposit multiplied by the annual rate and the tenure in years. It is an estimate, not your bank offer letter.
What do the payment frequency options mean?
Monthly pays the net profit in monthly instalments, quarterly pays it every three months, and at maturity pays everything at the end of the tenure.
Is it free?
Yes, free, no signup, and it runs in your browser.