Compound Interest Visualizer
Enter your savings plan and watch compound interest do the heavy lifting — with a year-by-year growth chart.
Results
How to use
- Enter your starting amount, monthly contribution, expected annual rate and time period.
- Choose how often interest is compounded.
- Click Calculate & Draw Chart.
- Read the final balance, total contributions and interest earned, then study the chart to see interest take over in later years.
This tool is for education only and is not financial advice. Actual returns vary with the market.
Frequently Asked Questions (FAQ)
What is compound interest?
Compound interest is interest earned on both your original money and the interest it has already earned, which makes savings grow faster over time.
What inputs does the tool need?
Enter your initial amount, monthly contribution, annual interest rate and number of years, then choose a compounding frequency: monthly, quarterly, half-yearly or yearly.
How does the growth chart work?
The chart draws one stacked bar per year. The bottom blue part shows your total contributions and the top green part shows the interest earned on top of them.
Does it account for taxes or inflation?
No. The tool is for education only and shows a mathematical projection; actual returns vary with the market.