National Savings Profit Calculator
How much profit will your National Savings investment earn? Choose your scheme — the default annual rate loads automatically — enter your amount and duration, and see the monthly, yearly and total profit instantly. You can also type the current official rate yourself.
How to use
- Select your National Savings scheme — the default profit rate for that scheme loads automatically.
- Enter your investment amount in rupees and the number of months.
- If the current official rate is different, type it in the editable rate field.
- Monthly, yearly and total profit appear instantly.
Note: Profit is calculated with the simple formula (amount x rate / 12) per month. Withholding tax on profit (10% for filers, 20% for non-filers at the time of writing) is not deducted here. National Savings profit rates are revised from time to time — the pre-filled rates are examples, not official figures. Always confirm the current rate at qauminbachat.gov.pk or your nearest National Savings centre before investing.
Tips
- The default rate loads per scheme, but type the current official rate if it has changed.
- National Savings revises profit rates periodically — this is an estimate, not a payout promise.
- The result is before any deductions such as withholding tax, which depend on your filer status.
- Use the editable rate field to compare schemes side by side.
Frequently Asked Questions (FAQ)
What does the National Savings Profit Calculator do?
It estimates the monthly and yearly profit on your National Savings (Qaumi Bachat) investment — select a scheme, enter your amount, and results appear instantly.
Which National Savings schemes are included?
Behbood Savings Certificates, Pensioners Benefit Account, Regular Income Certificates and Special Savings Certificates.
Is the profit figure exact?
It is an estimate based on the profit rates used by the tool; rates can change, so confirm with the official National Savings website before investing.
Is this calculator free to use?
Yes. It is completely free with no signup, and every calculation runs in your browser.