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Net Worth Calculator

How wealthy are you, really? Add up everything you own — cash, property, vehicles, gold, investments — subtract every debt, and this tool shows your true net worth with a clear breakdown of where your money sits. Recheck yearly to track progress.

Total Assets
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Total Liabilities
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Net Worth
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Debt to Asset Ratio
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AssetAmountShare of Assets

How to use

  1. Enter the current market value of each asset — not the purchase price, but the value today.
  2. Enter the remaining amount of each debt.
  3. Net worth = total assets − total liabilities, and you can see each asset's share in the breakdown table.
  4. Recalculate once a year to track your progress.

Note

Asset values are estimates — the price of plots and gold moves with the market. The trend of your net worth matters more than the exact figure.

Tips

  • Use today's market value for assets, not what you originally paid.
  • Enter the remaining loan balance, not the monthly installment.
  • Recalculate once a year — the trend matters more than any single number.
  • A house you live in is an asset, but it pays no income; keep it separate in your planning.

Frequently Asked Questions (FAQ)

How does the net worth calculator work?

Add up all your assets, subtract all your debts, and it shows your net worth with a breakdown of where your wealth is held, including the debt-to-asset ratio and each asset's share.

What assets and debts can I enter?

Assets: cash and bank balances, property, vehicles, gold and jewellery, investments, and other assets. Debts: mortgage, car loan, credit card balances, personal loans and other liabilities.

Is my financial data safe?

Yes. Every entry is processed in your browser and nothing is sent to any server.

How often should I recalculate?

Once a year. Asset values are estimates since prices move with the market, so the trend of your net worth matters more than any single exact figure.