Gratuity and Pension Calculator Pakistan
Estimate your gratuity lump sum and monthly pension from your last basic salary and years of service. Every formula field is editable, so you can match your employer policy.
Gratuity formula — every field is editable
Monthly pension estimate — optional and editable
| Item | Amount |
|---|---|
| Gratuity lump sum | — |
| Monthly pension estimate | — |
| Annual pension (12 months) | — |
| Total first-year package (gratuity + annual pension) | — |
How to use
- Enter your last basic salary and your total years of service.
- If your employer uses different numbers, change the days per year of service and the divisor in the gratuity formula section.
- Adjust the pension factor and the maximum pension cap to match your company policy, or switch the pension estimate off.
Company policies vary — this tool uses a common formula (last basic salary x days per year of service x years of service / divisor) and the editable fields let you match your employer policy. The result is an estimate only; confirm the final amount with your employer or HR department.
Frequently Asked Questions (FAQ)
What is gratuity in Pakistan?
Gratuity is a lump sum payment an employer makes at retirement or at the end of service, commonly based on the last basic salary and the years of service.
How is gratuity calculated here?
Last basic salary multiplied by the days per year of service, multiplied by the years of service, divided by the divisor. Every part of this formula is editable.
How is the monthly pension estimated?
The final salary is multiplied by the pension factor and the years of service, and the result is capped at the maximum pension percentage you set.
Do all companies use the same formula?
No, company policies vary. This tool uses a common formula, and the editable fields let you adjust it to match your employer policy.
Is this an official figure?
No, this is an estimate only. Confirm the final amount with your employer or HR department.