Zakat on Pension Calculator
Work out Zakat on pension savings: enter what you saved and held through the year, any commuted lump sum, other assets, and debts.
Pension savings
Nisab
Result
| Pension saved and held | — |
|---|---|
| Commuted lump sum held | — |
| Other zakatable assets | — |
| Minus debts | — |
| Total zakatable wealth | — |
| Nisab threshold | — |
| Zakat due (2.5%) | — |
Frequently Asked Questions (FAQ)
What does the Zakat on Pension Calculator do?
It totals the pension amounts you saved and held, plus any commuted lump sum and other zakatable assets minus debts, checks the nisab, and calculates 2.5 percent Zakat.
Is Zakat due on pension I already spent?
No. Pension spent on living needs during the year is not zakatable. Zakat applies to amounts saved and held for a full lunar year above the nisab.
What about a commuted (lump sum) pension?
A commuted lump sum counts as cash wealth: if you still hold it after one lunar year and your total is above nisab, Zakat is due on it.
Which nisab should I use?
You can choose the gold nisab (7.5 tola gold) or the silver nisab (52.5 tola silver) and enter today's rates; the calculator checks your total against it.
Is this a religious ruling?
No. This is a calculation aid only. For your personal situation, please consult a qualified scholar.
Is it free?
Yes, it is free and needs no signup.