Interest-Free Loan Planner
Plan the repayment of an interest-free loan (qard hasan). Enter the total amount, the number of months and the first installment date to get the monthly installment, a dated schedule of every payment, and a CSV download for your records.
Repayment schedule
| Installment # | Date | Installment (Rs) | Paid so far | Balance |
|---|
How to use
- Enter the total loan amount, repayment months, and first installment date.
- Press Make Plan — the monthly installment and each date, with paid and balance amounts, will show in the schedule.
- Use CSV Download to keep a record if needed.
Disclaimer: this is only a math estimate — not financial advice or a lending service. Always keep loan terms in writing.
Frequently Asked Questions (FAQ)
What does the Interest-Free Loan Planner do?
It plans the repayment of an interest-free loan. Enter the total amount, the number of months and the first installment date, and it builds a dated monthly installment schedule with no interest or extra charges.
What inputs does the loan planner need?
It needs the total loan amount, the repayment period in months (from 1 to 240), and the first installment date. The monthly installment is the total amount divided by the months, with the last installment adjusted so rounding differences are absorbed and the totals match exactly.
What does the repayment schedule show?
Each row shows the installment number, its date, the installment amount, how much is paid so far and the remaining balance. The tool also shows the total loan, the monthly installment and the final payment date.
Can I save the repayment schedule?
Yes. Press CSV Download to save the full schedule as a CSV file with columns for installment number, date, installment amount, paid so far and balance, which you can keep as a record.
Is this financial advice or a lending service?
No. It is only a math estimate tool and does not provide loans. Always keep loan terms in writing between the lender and borrower.